Apartment Financing Info

Apartment Building Loans




With over 31 years of experience in financing apartment buildings, Ocean Pacific Capital will quickly and efficiently provide the best apartment loan for your needs.

We offer superior apartment building financing solutions, whether it is for purchases, new construction, cash outs or refinancing. We also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing type, we can help. We can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term if you wish.

If you are looking for Hi-Rise apartment financing, we can provide you with financing to get your project up and going. When it comes to High-Rise apartment financing solutions, the sky is the limit, and we can help you get there.

We provide low rate as well as no-point apartment building loan programs nationwide. With flexible apartment financing options, we are able to meet the needs of our borrowers. Whether you are looking to refinance your apartment loan or obtain a purchase apartment loan, we will structure the best-fit apartment loan program for your situation.

Our apartment loan options are as follows: apartment interest only payment option, 30-year apartment building loan (no balloon apartment loans), 3-5-7-10-15-30 year fixed interest rates on apartment loan, 90% LTV apartment financing.

Our apartment loan program underwriting guidelines on apartment loans are as follows:

-Apartment loans are available on fixed and variable rate financing on 5 or more units
-Apartment loan size varies from $500,000 to $380,000,000.
-Apartment financing LTV/CLTV permitted up to 80%
-Apartment financing is available nationwide
-Apartment loan rate fixed terms: 3-30 years
-Apartment loan closing as soon as 45-days
-Apartment debt coverage ratio: 1.05 to 1.25
-Cash-out available on apartment loans

There is a mind boggling variation of loan features, terms, interest rates and fees which may be quoted by different apartment lenders on the same property. Apartment lenders all have different requirements for such things such as property type, presentation format, location and quality, as well as the minimum and maximum apartment loan amounts they will consider. We will keep track of which apartment lenders will finance which types of apartment properties, their interest rates and terms. By knowing all the apartment lenders' programs, we can achieve a successful transaction with a minimum of expense and inconvenience to you the borrower.

We offer apartment building loans with interest only payment options, no-points, and low interest rates. Apartment Building Loans has what it takes to be your apartment financing source. Call us today at 1-800-595-1474 to learn more about all of our apartment loan and commercial loan programs.